Auto insurance is contract that is signed between an individual and an insurance company, where the insured agrees to pay premiums and the company upholds its end and compensates the insured in case of an accident. The auto insurance policy can be further subdivided int different categories, depending on the definition of the policies included in the contract. These categories may include:Body injury liability policy that covers any injuries afflicted or deaths caused by the insured in case of an accident.Collision coverage covers all the damages that were caused by the accident.Comprehensive coverage on the other hand covers damages that were not caused by the accident but are in an indirect relationship with the collision.Liability coverage is a clause that covers the damages done on property due to an accident that was caused by the insured.Medical payments insurance is a clause that covers the medical charges for treatment of the injuries caused by any party to any party.Rental reimbursement. This is an insurance clause, under the auto insurance policy that covers the costs the insured undergoes when they rent a car while theirs is under repair.
Car owners, looking for an auto insurance company should first evaluate the background information of the company. They should consider the affordability of the company, customer services and the financial strength of the company. Some of the best auto insurance companies that are credible and can be trusted include:GEICOProgressive21st CenturyState FarmErieAmicaAuto-OwnersCountry FinancialFarmersAllstateNationwideAmerican Family.Among the other auto insurance companies is the United Auto Insurance company. United Auto Insurance Reviews proves that the company is not performing at its best and the rating is relatively low. From the claims of not compensating its users to the issues of transferring and handing over users to other insurance companies, the United Auto Insurance has received negative critics from the both the users and the general public.